Disclosures

The performance data quoted here represents past performance. Current performance may be lower or higher than the performance data quoted above. Investment return and principal value will fluctuate, so that shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results.

The maximum sales charge (load) for Class A is 5.75%. The Fund’s investment adviser has contractually agreed to reduce its fees and/or absorb expenses until at least January 31, 2017, to ensure that net annual, operating expenses of the Class A, C and I Shares will not exceed 1.40%, 2.15%, and 1.15% respectively, subject to possible recoupment from the Fund in future years. Without these waivers, the Class A, C and I Shares total annual operating expenses would be 3.01%, 3.76%, and 2.76%. Please review the Fund’s prospectus for more detail on the expense waiver. Results shown reflect the waiver, without which the results could have been lower. A Fund's performance, especially for very short periods of time, should not be the sole factor in making your investment decisions. For performance information current to the most recent month-end, please call toll-free 877-270-2848.

There is no guarantee that any investment will achieve its objectives, generate positive returns or avoid losses.

Investors should carefully consider the investment objectives, risks, charges and expenses of the Good Harbor Funds prior to investing. This and other important information about the Funds is contained in the prospectus, which can be obtained by calling 877-270-2848. The prospectus should be read carefully before investing. The Good Harbor Funds are distributed by Northern Lights Distributors, LLC, member FINRA/SIPC. Good Harbor Financial, LLC is not affiliated with Northern Lights Distributors, LLC.

Mutual fund investing involves risks including the possible loss of principal.

ETFs, ETNs and mutual funds are subject to investment advisory and other expenses, which will be indirectly paid by the Fund. ETFs, ETNs and mutual funds are subject to issuer, fixed-income and risks specific to the fund. The Fund may invest directly or through ETFs in companies of any size capitalization, which may present more abrupt or erratic market movements than larger companies. As a non-diversified fund, the Fund may invest more than 5% of its total assets in the securities of one or more issuers. A higher portfolio turnover will result in higher transactional and brokerage costs and may result in higher taxes.

Leveraged ETFs and borrowing magnify the potential for loss and expose the Fund to interest expenses on money borrowed. The Fund may invest in derivatives, including futures. Leveraged ETFs and derivatives will amplify losses because they are designed to produce returns that are a multiple of the equity index to which they are linked. Derivative instruments may be illiquid, difficult to value and leveraged so that small changes may produce disproportionate losses. Losses may result from a lack of correlation between the value of the leveraged ETFs and derivatives and the value of the underlying asset or index.

The Fund may invest in fixed income securities, including US Government Securities and sovereign bonds which are subject to changing financial conditions. Market conditions could cause these securities to fall in tandem, creating correlation risk. Investments in sovereign bonds involve risks not present in corporate bonds. The governmental authority that controls the repayment of the sovereign bonds may be unable or unwilling to make interest payments and/or repay the principal on its bonds and the Fund may have limited recourse against the issuer.

Foreign investing involves risks not typically associated with US investments, including adverse fluctuations in foreign currency values, adverse political, social and economic developments, less liquidity, greater volatility, less developed or less efficient trading markets, political instability and differing auditing and legal standards.

The MSCI EAFE TR Index is a free float-adjusted market capitalization index that is designed to measure the equity market performance of developed markets, excluding the US & Canada. The MSCI EAFE TR Index consists of the following 21 developed market country indices: Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Israel, Italy, Japan, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, and the United Kingdom. Investments cannot be made directly in an index.

The performance data quoted here represents past performance. Current performance may be lower or higher than the performance data quoted above. Investment return and principal value will fluctuate, so that shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results.

The maximum sales charge (load) for Class A is 5.75%. The Fund’s investment adviser has contractually agreed to reduce its fees and/or absorb expenses until at least January 31, 2017, to ensure that net annual, operating expenses of the Class A, C and I Shares will not exceed 1.40%, 2.15%, and 1.15% respectively, subject to possible recoupment from the Fund in future years. Without these waivers, the Class A, C and I Shares total annual operating expenses would be 4.75%, 5.50%, and 4.50%. Please review the Fund’s prospectus for more detail on the expense waiver. Results shown reflect the waiver, without which the results could have been lower. A Fund's performance, especially for very short periods of time, should not be the sole factor in making your investment decisions. For performance information current to the most recent month-end, please call toll-free 877-270-2848.

There is no guarantee that any investment will achieve its objectives, generate positive returns or avoid losses.

Investors should carefully consider the investment objectives, risks, charges and expenses of the Good Harbor Funds prior to investing. This and other important information about the Funds is contained in the prospectus, which can be obtained by calling 877-270-2848. The prospectus should be read carefully before investing. The Good Harbor Funds are distributed by Northern Lights Distributors, LLC, member FINRA/SIPC. Good Harbor Financial, LLC is not affiliated with Northern Lights Distributors, LLC.

Mutual fund investing involves risks including the possible loss of principal.

ETFs, ETNs and mutual funds are subject to investment advisory and other expenses, which will be indirectly paid by the Fund. ETFs, ETNs and mutual funds are subject to issuer, fixed-income and risks specific to the fund. The Fund may invest directly or through ETFs in companies of any size capitalization, which may present more abrupt or erratic market movements than larger companies. As a non-diversified fund, the Fund may invest more than 5% of its total assets in the securities of one or more issuers. A higher portfolio turnover will result in higher transactional and brokerage costs and may result in higher taxes.

Leveraged ETFs and borrowing magnify the potential for loss and expose the Fund to interest expenses on money borrowed. The Fund may invest in derivatives, including futures. Leveraged ETFs and derivatives will amplify losses because they are designed to produce returns that are a multiple of the equity index to which they are linked. Derivative instruments may be illiquid, difficult to value and leveraged so that small changes may produce disproportionate losses. Losses may result from a lack of correlation between the value of the leveraged ETFs and derivatives and the value of the underlying asset or index.

The Fund may invest in fixed income securities, including US Government Securities and sovereign bonds which are subject to changing financial conditions. Market conditions could cause these securities to fall in tandem, creating correlation risk. Investments in sovereign bonds involve risks not present in corporate bonds. The governmental authority that controls the repayment of the sovereign bonds may be unable or unwilling to make interest payments and/or repay the principal on its bonds and the Fund may have limited recourse against the issuer.

Foreign investing involves risks not typically associated with US investments, including adverse fluctuations in foreign currency values, adverse political, social and economic developments, less liquidity, greater volatility, less developed or less efficient trading markets, political instability and differing auditing and legal standards. Emerging market countries may have relatively unstable governments, weaker economies, and less-developed legal systems with fewer security holder rights. Emerging market economies may be based on only a few industries and security issuers may be more susceptible to economic weakness and more likely to default. Emerging market securities also tend to be less liquid.

The MSCI Emerging Markets Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of emerging market countries. The MSCI Emerging Markets Index consists of the following 23 emerging market count indexes: Brazil, Chile, China, Colombia, Czech Republic, Egypt, Greece, Hungary, India, Indonesia, Korea, Malaysia, Mexico, Peru, Philippines, Poland, Qatar, Russia, South Africa, Taiwan, Thailand, Turkey and United Arab Emirates. Investments cannot be made directly in an index.

The performance data quoted here represents past performance. Current performance may be lower or higher than the performance data quoted above. Investment return and principal value will fluctuate, so that shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results.

The maximum sales charge (load) for Class A is 5.75%. The Fund’s investment adviser has contractually agreed to reduce its fees and/or absorb expenses until at least January 31, 2017, to ensure that net annual, operating expenses of the Class A, C and I Shares will not exceed 1.40%, 2.15%, and 1.15% respectively, subject to possible recoupment from the Fund in future years. Without these waivers, the Class A, C and I Shares total annual operating expenses would be 1.71%, 2.46%, and 1.46%. Please review the Fund’s prospectus for more detail on the expense waiver. Results shown reflect the waiver, without which the results could have been lower. A Fund's performance, especially for very short periods of time, should not be the sole factor in making your investment decisions. For performance information current to the most recent month-end, please call toll-free 877-270-2848.

There is no guarantee that any investment will achieve its objectives, generate positive returns or avoid losses.

Investors should carefully consider the investment objectives, risks, charges and expenses of the Good Harbor Funds prior to investing. This and other important information about the Funds is contained in the prospectus, which can be obtained by calling 877-270-2848. The prospectus should be read carefully before investing. The Good Harbor Funds are distributed by Northern Lights Distributors, LLC, member FINRA/SIPC. Good Harbor Financial, LLC is not affiliated with Northern Lights Distributors, LLC.

Mutual fund investing involves risks including the possible loss of principal.

There are numerous risks associated with transactions in options on securities. A decision as to whether, when and how to write options and purchase options under the Fund's options strategy involves the exercise of skill and judgment, and even a well-conceived transaction may be unsuccessful to some degree because of market behavior or unexpected events.

ADRs are subject to many of the same risks as a direct investment in foreign companies including international trade, currency, political, regulatory and diplomatic risks. The value of the Fund's investments in REITs is subject to real estate values, available capital or financing opportunities and increases in property taxes and operating costs.

The Fund may invest in derivatives and losses could result from the Fund's investment in swaps, options, and futures. Derivative instruments may be illiquid, difficult to value and leveraged so that small changes may produce disproportionate losses. ETFs and ETNs are subject to issuer, fixed income and risks specific to the fund. The Fund may invest in fixed income securities, including US Government securities which are subject to changing financial and interest rate conditions. Issuers may not make principal payments resulting in losses to the Fund. Market conditions could cause these securities to fall in tandem, creating correlation risk. The Fund may invest directly or through ETFs in companies of any size capitalization, which may present more abrupt or erratic market movements than larger companies. As a non-diversified fund, the Fund may invest more than 5% of its total assets in the securities of one or more issuers. A higher portfolio turnover will result in higher transactional and brokerage costs and may result in higher taxes.

The Fund may invest in the basic material, energy and infrastructure industry, which could underperform the market due to adverse market conditions, legislative and regulatory changes, supply and demand and operational risks and other risks associated with a concentrated investment focus. The Fund may invest in MLPs directly or through ETFs or ETNs and include risks relating to energy prices, the market for energy commodities, and unique tax consequences.

The S&P 500 Total Return Index is the total return version of the S&P 500 Index which includes the effects of reinvested dividends. The S&P 500 Index is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value representing all major industries. Investments cannot be made directly in an index and index returns do not reflect any fees, expenses or sales charges.